The Law Office of Christie D. Arkovich is conveniently located in South Tampa, Florida. We hope that you will find our website informative and useful. Our goal is to provide quality legal solutions at reasonable prices. This includes bankruptcy, BP Oil Spill Claims, foreclosure defense, Short Sales, creditor harassment lawsuits, student loan workouts and other civil actions such as overtime and employment discrimination lawsuits on behalf of clients in Tampa, St. Petersburg, Clearwater, Brandon, Riverview, Brooksville and other cities in Hillsborough, Pinellas, Polk, Hernando, Pasco, Hardee, Manatee and Sarasota counties.
Bankruptcy and Creditor Harassment
- Is your house worth less than what you owe?
- Are you having problems paying your bills or faced with foreclosure?
- Bankruptcy can help. Start fresh. Low Payments.
- Do you hate answering the phone?
- Are you using one credit card to pay another?
- Are you swamped with bills?
- Do you need to stop a lawsuit, foreclosure, garnishment or repossession?
- Have you suffered the loss of a job, cut in pay, illness, divorce?
- Suffering from creditor harassment?
- Is your home threatened by foreclosure?
- Credit Report shows mortgage debt even after surrender or sale?
- Have you had a short sale and the lender did not waive the deficiency owed?
To further our committment to representing consumers in bankruptcy, Christie D. Arkovich, Esq. attended the prestigious Max Gardner bootcamp in September 2008 to help fight creditor and debt collector abuse. Mr. Gardner is nationally known for his bootcamp which has received national attention from Business Week, ABC News' Nightline, CNN and other news media.
Foreclosure Defense/Short Sale Negotiation of Deficiency Balance:
Are you behind in your house payments and facing foreclosure? Are you having difficulty modifying your mortgage? Trying to buy time to complete a short sale? Being asked to come to the closing table with funds or to sign a promissory note? Considering whether to strategically default on your mortgage? Review our Foreclosure FAQ and Speciality Areas for answers to common questions. We offer free consultations for foreclosure related issues. If retained, most attorney's fees include payment plans and flat fees whenever possible. Ms. Arkovich has served as a panelist in various seminars for attorneys and paralegals helping to teach others how to defend foreclosure lawsuits. One such webinar is available through Westlaw. In the Spring of 2010, Aspatore Books, a Thomas Reuters company, published a book titled Negotiating Mortgage Modifications, in which Ms. Arkovich wrote a chapter on Modifying Mortgage Terms in a New Environment. She has assisted indigent clients free of charge through Bay Area Legal Services. She has litigated over a thousand foreclosure cases defending homeowner rights in predatory loans as well as identifying the flaws in the securitization process when loans were transferred without the necessary documentation to foreclose.
BP Oil Spill claims:
To help our clients rebuild and get back on their feet, we have partnered with an accounting firm to file BP Oil Spill claims following the December 22, 2012 Court Approved settlement rules. Eligibility was relaxed in June 2012 and new algorithms are available to show the patterns of losses post oil spill (April 2010). Even if you were turned down previous to June 2012, please review our BP Oil Spill webpages to see if you may want to resubmit your claim under the new rules.
The next bubble is upon us - student loan defaults are the highest they have ever been and the amount of student loan debt has surpassed even credit card debt. We have spent a great deal of time learning about all the student loan programs, possibilities and strategic planning. Please see our Student Loan Survival Center for more info.
Employment Law and Overtime Issues:
Are you working off the clock or through lunch without being paid overtime? Are you working more than 40 hours per week and not being paid overtime under the Fair Labor Standards Act due to misclassification by your employer? You may be entitled to overtime pay and double damages. Contact our office for a consultation to determine if you have a possible claim.
Our law firm has been designated by Congress and President Bush as a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of an attorney/client relationship.