Christie D. Arkovich, P.A.

• You have 300 days from the date of the alleged violation in order to file with the Equal Employment Opportunity Commission (EEOC) in the State of Florida. You have 365 days from the date of the alleged violation in order to file with the Florida Commission on Human Relations (FCHR). The EEOC can be reached at (813) 228-2310, 501 Polk Street, Room 1020, Tampa, FL 33602. The FCHR can be reached at 1-800-342-8170, Intake Department, 2009 Apalachee Parkway, Suite 100, Tallahassee, FL 32301.
  
  
• If you are alleging employment discrimination based upon your sex, age, race, disability, religion or national origin, you are required to file a charge of discrimination and obtain a Right to Sue Letter BEFORE you can go to court.
  
  
• It does not cost you anything to file a charge of discrimination other than your time to do so. You do not need an attorney to file a charge of discrimination although we do advise that you at least consult with experienced employment counsel before doing so. We provide half hour or hour long consultations at a small fee. The EEOC will also provide you with a list of experienced labor law attorneys in the area.

• We encourage you to contact us early so that we may assist you in asset planning in your bankruptcy to retain your property. We offer low payment plans on both our Chapter 7 and Chapter 13 clients. You can keep your house, vehicles and personal property. Discharge credit card debt and certain IRS taxes. Our friendly office staff will assist you from start to finish. Stop creditor calls, foreclosure, repossessions, garnishment and lawsuits. Please fill out our questionnaire and have us contact you about your situation.

Foreclosure Defense:

• Many state and federal laws are available to protect homeowners from foreclosure. Whether your goal is to simply remain in your home as long as possible, avoid bankruptcy or plan for eventual bankruptcy, buy time to arrange a short sale or deed in lieu, or gain negotiation strength by delaying the foreclosure to encourage the lender to be more reasonable to a fair solution such as a modification of the principal or interest to something you can afford, there are many options available to you. The key is to contact an attorney as soon as possible after you are served with the foreclosure summons. Defenses are usually waived if not preserved in the intial response to the court.

• Remember, the insurance companies do not represent you or your interests. Do not be taken advantage of, please contact an attorney early on to preserve your claims.