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Can a debt collector garnish my bank account or my wages in Florida?

A debt collector ultimately could garnish your bank account or your wages if you live in Florida. The first thing they would need to do is file a lawsuit against you for the debt, once they obtained a judgment, they can record that judgment and proceed with debt collection. One of the forms of debt collection is to freeze your bank account or garnish your bank account and the other form would be wage garnishment.