Video FAQ

Will my creditors stop harassing me when I file for bankruptcy? Will I lose my house in a bankruptcy? Will bankruptcy stop wage garnishments? Will I lose my assets if I file for Chapter 7? Will I lose my retirement savings in bankruptcy? - Christie D. Arkovich, P.A. Will a bankruptcy affect my spouse's credit? Why should I file a Chapter 13 instead of a Chapter 7 bankruptcy? Who makes the choice regarding filing Chapter 7? Who makes the choice regarding filing a Chapter 13? When will I be discharged from bankruptcy? Which bankruptcy is right for me? What steps do I need to take before filing for bankruptcy? What rights do I have if a collector is bothering me? What other assets are protected in bankruptcy? What is a bankruptcy mill? What is a lien-strip? What is the means test in bankruptcy? What is the trustee? What is the Fair Debt Collection Practices Act? What is a 341 hearing? What is a statute of limitations and does it relate to consumer protection defense? What if I do not live in the lawyer's area? Can they still defend me in a consumer protection lawsuit? What if I forget to list a liability in my bankruptcy filing? What if I already filed bankruptcy, but my student loans weren’t discharged? What if I cannot make the payments required under my bankruptcy court ordered plan? What does it cost to file bankruptcy? What happens to tax liens that survive the Chapter 7 discharge? What does Chapter 7 bankruptcy involve? What do I have to disclose about my finances in a bankruptcy filing? What do I do if I am served with a summons for a court appearance? What debts from my divorce are dischargeable in a bankruptcy? What are the main effects of filing bankruptcy under Chapter 13? What can I do if a debt collector is calling me all the time? What are the tax implications of debt settlement? What are the most common mistakes I can make when filing for bankruptcy? What are the key differences between consolidation and rehabilitation for federal student loans? What are the different types of bankruptcy? What are the consequences of defaulting on federal student loans? What are the advantages of filing for bankruptcy? What are exempt assets? Should I consider Chapter 13 bankruptcy? What are exempt assets in a bankruptcy proceeding? My credit card company is going to sue me. What are the requirements for how the complaint is served? Is repayment relief available for private loan borrowers? May I use Chapter 7 bankruptcy to get rid of all my debts? Is it possible to discharge student loans in bankruptcy? Is there a time limit on how long student lenders can come after me to collect? I'm being sued by one of my creditors and they are asking for a summary judgment. What is a summary judgement? I just can’t pay my monthly student loan payment. Are there any options? I declared bankruptcy before. When can I file again? I live in Florida and owe a lot of money on my credit cards. Can my house be foreclosed or sold at auction? I do not have much money. Why should I hire a bankruptcy attorney instead of filing myself? I didn’t receive my tax refund check. Does this have anything to do with my defaulted student loans? I live in Florida and owe a lot of money on my credit cards. Can my wages be garnished? I have more credit card debt than I can pay off. What are my options? I have defaulted on my student loan. Is it true that some of my paycheck can be withheld? I am being sued for a debt I do not owe. What do I do? How long until I can buy a house after bankruptcy? How long does bankruptcy information stay on my credit report? How much can a creditor garnish from my wages? How many payments do I have to miss before I default on a federal loan? How do I stop debt collectors from harassing me? How do I know if I need a student loan attorney? How do I qualify for bankruptcy? How do I get back into repayment from default? How do I determine if should file bankruptcy? How do I choose a bankruptcy attorney? How common is it to have debt principal reduced in a consumer protection defense? How do I apply to discharge student loans in bankruptcy? Does my spouse have to file bankruptcy with me? Does a previous bankruptcy prevent me from filing bankruptcy again? Do I need to do credit counseling before filing for bankruptcy? Do I need a foreclosure attorney? Do creditors differ in the percentages they are willing to settle for? Do I have to list all my debts in a bankruptcy filing? Can my wages be garnished for non-payment of a debt? Can my ex-spouse avoid paying child support if they file for bankruptcy? Can the funds in my bank account be seized or frozen by collectors? Can private student loans be canceled? Can I stop creditor collections with a cease communication letter? Can I save my home and other assets by filing for bankruptcy under Chapter 13? Can I lose my IRA, 401(k), or other retirement account in bankruptcy? Can I switch to making payments that take my income into consideration? Can I represent myself in a bankruptcy case? Can I keep my car if I file for bankruptcy? Can I get credit after bankruptcy? Can I discharge medical bills in bankruptcy? Can I file for bankruptcy if I haven't paid taxes for the last few years? Can I discharge my student loans if I am dissatisfied with the school I attended? Can I get bankruptcy relief from my student loans? Can I convert from a Chapter 7 to 13 bankruptcy? Can I change my student loans into a more affordable payment plan? Can a debt collector call me at work? Can a debt collector garnish my bank account or my wages? Can a debt collector garnish my bank account or my wages in Florida? Can a creditor garnish my wages or bank account without a court order? Are there debts that I cannot discharge through bankruptcy? Am I eligible for job-related loan forgiveness programs? Are student loans eligible for debt settlement? Are homesteaded houses protected in bankruptcy? Are charged off debts still collectable? Are there tax consequences to filing bankruptcy?