Can I convert from a Chapter 7 to 13 bankruptcy?

Generally, you are able to convert from a chapter seven to a Chapter 13 bankruptcy at any time before your chapter seven bankruptcy is discharged or completed. If you determine that Chapter 13 is a better option for you because you need the benefit of a Chapter 13 in order to save your home or to catch up mortgage payments, catch up car payments or pay non-dischargeable debt such as IRS. You can convert to a Chapter 13 and proceed with a Chapter 13 payment plan.