Repayment relief is available for private loan borrowers typically after default. If you're current in the loan, they often won't do much for you, they might reduce the interest a little bit. You could consider a separate refinance but oftentimes the origination fees and the ultimate interest savings is not that much to make that worthwhile.
We actually follow a view that was set forth by the Huffington Post a couple of years ago, that sometimes is best to default. If you're paying 750 a month and the loan balance isn't going down and this is better part of a mortgage payment for you, sometimes defaulting is one of your only options to try to reduce the balance, do an ultimate debt settlement, have a payment plan in effect that doesn't include interest going forward, and be able to be done with that loan with an affordable payment and with an end in sight.