Should I consider Chapter 13 bankruptcy?
You may need to consider a Chapter 13 bankruptcy, it depends on your individual situation. So I would recommend that you speak with an experienced Bankruptcy Attorney to determine your options, but Chapter 13 could be very beneficial for some people. For example, if you're behind on your mortgage and you want to try to save your home, Chapter 13 could be the best way to go. Also, if you have significant IRS debt, or if you're trying to keep your vehicle, and trying to catch up missed vehicle payments, those are also options that are available to you in Chapters 13 that are not available in Chapter 7.