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Who makes the choice regarding filing a Chapter 13?

Regarding filing a Chapter 13, I would recommend that you consult with an experienced bankruptcy attorney to determine if Chapter 13 is best for you. Initially, you would make that choice. If for some reason Chapter 13 is not the best chapter for you, the court may then require you to either convert to a Chapter Seven, or they may dismiss your case if they find that Chapter 13 is not the appropriate chapter for you.


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