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Who makes the choice regarding filing Chapter 7?

In order to make the choice regarding Chapter 7, first, I'd recommend you consult with an experienced bankruptcy attorney to determine if you qualify for Chapter 7 and if it's the best option for you. If you do qualify for Chapter 7, you could then choose to file the Chapter 7 bankruptcy. Ultimately, it's up to the court to determine whether you do qualify and whether you meet all the requirements for a Chapter 7 discharge.


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