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Is it possible to discharge student loans in bankruptcy?

It is possible to discharge student loans in bankruptcy, although it is usually rather unlikely. The burden currently is very high in order to establish undue hardship, which is the required burden of proof in order to discharge your student loans in bankruptcy. We're hoping that changes. There are some new cases coming out from some other districts that say that the standard could be a little bit more flexible for discharging student loans, but for the time being, it is difficult for most people to discharge a student loan in bankruptcy. I would recommend that you speak to an attorney that is experienced in handling student loans to determine whether or not possible discharge in bankruptcy is likely or if you should explore other options.


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